GUARANTEED OH-LIFE-AGENT-SERIES-11-44 QUESTIONS ANSWERS - OHIO DEPARTMENT OF INSURANCE PRACTICE OH-LIFE-AGENT-SERIES-11-44 ONLINE: OHIO LIFE INSURANCE AGENT SERIES 11-44 PASS CERTIFY

Guaranteed OH-Life-Agent-Series-11-44 Questions Answers - Ohio Department of Insurance Practice OH-Life-Agent-Series-11-44 Online: OHIO Life Insurance Agent Series 11-44 Pass Certify

Guaranteed OH-Life-Agent-Series-11-44 Questions Answers - Ohio Department of Insurance Practice OH-Life-Agent-Series-11-44 Online: OHIO Life Insurance Agent Series 11-44 Pass Certify

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Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions (Q29-Q34):

NEW QUESTION # 29
Kelvin is receiving tax deferred growth until retirement. In what phase would Kelvin's annuity be?

  • A. Nonforfeiture period.
  • B. Accumulation period.
  • C. Payout period.
  • D. Annuity period.

Answer: B


NEW QUESTION # 30
Insurance agents have duties and responsibilities to the insured and the insurer. Which of the following
responsibilities does an agent owe the insured during the policy year?

  • A. Help the insured file and follow up on claims.
  • B. Work with rating bureaus to establish insurer ratings.
  • C. Notify the insurance department when claims are paid.
  • D. Pay the insured's premiums if they are unable to do so.

Answer: A


NEW QUESTION # 31
An agent's underwriting duties Include which of the following?

  • A. Issuing the policy.
  • B. Setting premium amounts.
  • C. Completing all applications and collecting initial premiums.
  • D. Declining or accepting an application.

Answer: C


NEW QUESTION # 32
Under what circumstances must an agent provide his or her business records to the superintendent of
Insurance?

  • A. under no circumstances due to privacy consideration
  • B. upon request of the superintendent
  • C. upon request of an insured
  • D. by authorization from the National Association of Insurance Commissioners (NAIC)

Answer: B


NEW QUESTION # 33
Insurers do business in Ohio only after a thorough financial review. Most insurance policies written in Ohio
are protected by the Guaranty Association established to protect policy owners In the event an admitted
company

  • A. cannot meet it's capital surplus requirements.
  • B. becomes financially insolvent.
  • C. merges with a foreign insurer.
  • D. depletes its loss reserves.

Answer: B


NEW QUESTION # 34
......

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